Retirement plan

MARKLUND EMPLOYEE RETIREMENT SAVINGS PLAN

Name: MARKLUND - MARKLUND EMPLOYEE RETIREMENT SAVINGS PLAN (2016) Form 5500
Creator: MARKLUND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MARKLUND EMPLOYEE RETIREMENT SAVINGS PLAN, MARKLUND

MARKLUNDEIN 36-2652532Plan #005PY 2016

1 S. 450 WYATT DRIVE - GENEVA, IL 60134630-593-5460marklund.orgLinkedIn501-1000 employeesindividual & family services

Prospect flagsLow participationLow assets / participant

How to read this page

Total assets (EOY)

$4.6M

+44.3% from 2015

Total participants

575

+46.3% from 2015

Average account balance

$11,348

-3.3% from 2015

Annual return

35.71%

+38.40 pp from 2015

Benchmarks

See 3,733 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants250-999

Cohort3,733 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$18.34M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

611

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.27M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.06%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$181

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
TRUST COMPANY OF ILLINOIS2+ years Service code 27 · EIN 36-3880930	Advisory (Plan)	$27,962
AMERICAN UNITED LIFE INSURANCE CO2+ years Service code 52 · EIN 35-0145825	Indirect Investment Fees	$89

Plan features & details

Pension benefit codes2E2F2K2L2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$28K

$61 / participant

Investment mgmt$28K100.0%

% of EOY assets

0.603%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: KPMG LLP
Auditor EIN: 135565207
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$11,348

$36,916-69.3%

$156,551-92.8%

$57,658-80.3%

Participation rate

63.6%

63.4%+0.2pp

84.0%-20.4pp

70.2%-6.6pp

Annual return

35.71%

12.38%+23.3pp

32.23%+3.5pp

5.13%+30.6pp

Employer contribution / active EE

$415

$1,571-73.5%

$5,501-92.4%

$1,974-79.0%

Participant deferral / active EE

$920

$1,926-52.2%

$4,871-81.1%

$3,061-69.9%

Admin fee / account holder

$68

$82-17.0%

$13,028-99.5%

$95-27.6%

Provider

Service type

Compensation

TRUST COMPANY OF ILLINOIS2+ years

Service code 27 · EIN 36-3880930

Advisory (Plan)

$27,962

AMERICAN UNITED LIFE INSURANCE CO2+ years

Service code 52 · EIN 35-0145825

Indirect Investment Fees

$89

MARKLUND EMPLOYEE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MARKLUND EMPLOYEE RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion