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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $46,478 |
BMO HARRIS BANK NA3+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,590 | $64,909+101.2% | $82,313+58.7% | $62,293+109.6% |
| Participation rate | 78.7% | 74.9%+3.8pp | 76.9%+1.8pp | 69.5%+9.2pp |
| Annual return | 20.34% | 21.18%-0.8pp | 25.88%-5.5pp | 28.90%-8.6pp |
| Employer contribution / active EE | $0 | $1,676-100.0% | $2,428-100.0% | $2,042-100.0% |
| Participant deferral / active EE | $4,711 | $3,103+51.8% | $3,706+27.1% | $3,169+48.7% |
| Admin fee / account holder | $357 | $440-18.7% | $5,608-93.6% | $479-25.4% |