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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $875 |
Filed as: MERRILL LYNCH PIERCE FENNER & SMIT Service code 61 · EIN 13-5674085 | Finders' fees / placement fees | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,316 | $46,732+178.9% | $156,551-16.8% | $55,167+136.2% |
| Participation rate | 100.0% | 65.8%+34.2pp | 84.0%+16.0pp | 69.0%+31.0pp |
| Annual return | -4.07% | 17.72%-21.8pp | 32.23%-36.3pp | 169.23%-173.3pp |
| Employer contribution / active EE | $4,652 | $2,105+121.0% | $5,501-15.4% | $1,963+137.0% |
| Participant deferral / active EE | $3,706 | $2,204+68.1% | $4,871-23.9% | $3,054+21.3% |
| Admin fee / account holder | $6 | $418-98.6% | $13,028-100.0% | $504-98.9% |