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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,287 | $162,812-63.0% | $133,971-55.0% | $158,966-62.1% |
| Participation rate | 70.0% | 83.2%-13.2pp | 79.8%-9.8pp | 82.0%-12.0pp |
| Annual return | 22.05% | 41.94%-19.9pp | 45.09%-23.0pp | 302.95%-280.9pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,264 | $5,910-61.7% | $5,047-55.1% | $5,983-62.2% |
| Admin fee / account holder | $11,391 | $11,741-3.0% | $8,929+27.6% | $11,250+1.3% |