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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,344 | $65,704-31.0% | $94,229-51.9% | $59,633-24.0% |
| Participation rate | 76.9% | 72.1%+4.8pp | 78.8%-1.8pp | 68.7%+8.3pp |
| Annual return | 1.33% | 5.22%-3.9pp | 10.68%-9.4pp | 2041.45%-2040.1pp |
| Employer contribution / active EE | $677 | $2,021-66.5% | $3,587-81.1% | $2,203-69.3% |
| Participant deferral / active EE | $3,996 | $3,143+27.1% | $4,320-7.5% | $3,192+25.2% |
| Admin fee / account holder | $1,904 | $4,265-55.4% | $6,269-69.6% | $4,297-55.7% |