Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,559 | $65,704-68.7% | $94,229-78.2% | $59,633-65.5% |
| Participation rate | 37.8% | 72.1%-34.3pp | 78.8%-41.0pp | 68.7%-30.9pp |
| Annual return | -0.61% | 5.22%-5.8pp | 10.68%-11.3pp | 2041.45%-2042.1pp |
| Employer contribution / active EE | $0 | $2,021-100.0% | $3,587-100.0% | $2,203-100.0% |
| Participant deferral / active EE | $2,072 | $3,143-34.1% | $4,320-52.0% | $3,192-35.1% |
| Admin fee / account holder | $715 | $4,265-83.2% | $6,269-88.6% | $4,297-83.4% |