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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $219,946 | $58,512+275.9% | $84,020+161.8% | $72,983+201.4% |
| Participation rate | 56.8% | 61.2%-4.5pp | 69.0%-12.3pp | 69.5%-12.7pp |
| Annual return | 20.07% | 28.93%-8.9pp | 71.31%-51.2pp | 81.01%-60.9pp |
| Employer contribution / active EE | $1,198 | $1,163+3.0% | $1,984-39.6% | $2,440-50.9% |
| Participant deferral / active EE | $1,938 | $2,394-19.0% | $3,239-40.2% | $3,608-46.3% |
| Admin fee / account holder | $27,338 | $4,569+498.4% | $6,101+348.1% | $5,124+433.5% |