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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,007 | $67,602-17.2% | $82,312-32.0% | $70,126-20.1% |
| Participation rate | 61.3% | 72.8%-11.4pp | 76.9%-15.6pp | 69.5%-8.2pp |
| Annual return | 18.24% | 21.57%-3.3pp | 25.88%-7.6pp | 73.15%-54.9pp |
| Employer contribution / active EE | $934 | $1,755-46.8% | $2,428-61.6% | $2,343-60.1% |
| Participant deferral / active EE | $1,592 | $2,987-46.7% | $3,706-57.0% | $3,332-52.2% |
| Admin fee / account holder | $525 | $4,512-88.4% | $5,608-90.6% | $4,645-88.7% |