Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $80,659 |
Filed as: NORTHWESTERN MUTUAL LIFE INSURANCE Service code 27 · EIN 39-0509570 | Advisory (Plan) | $29,804 |
BMO HARRIS BANK NA5 years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,110 | $73,638+40.0% | $95,956+7.5% | $73,493+40.3% |
| Participation rate | 96.4% | 76.2%+20.3pp | 77.1%+19.4pp | 70.7%+25.7pp |
| Annual return | 13.31% | 16.78%-3.5pp | 91.63%-78.3pp | 28.51%-15.2pp |
| Employer contribution / active EE | $1,203 | $1,863-35.4% | $2,541-52.7% | $2,270-47.0% |
| Participant deferral / active EE | $4,123 | $3,617+14.0% | $4,167-1.1% | $3,740+10.2% |
| Admin fee / account holder | $469 | $482-2.7% | $6,797-93.1% | $513-8.6% |