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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,021 | $209,428-39.8% | $178,498-29.4% | $158,950-20.7% |
| Participation rate | 77.8% | 86.4%-8.6pp | 81.9%-4.2pp | 82.0%-4.2pp |
| Annual return | 5.49% | 188.78%-183.3pp | 151.09%-145.6pp | 302.91%-297.4pp |
| Employer contribution / active EE | $3,527 | $5,707-38.2% | $5,011-29.6% | $4,762-25.9% |
| Participant deferral / active EE | $9,655 | $5,955+62.1% | $5,202+85.6% | $5,983+61.4% |
| Admin fee / account holder | $155,337 | $17,077+809.6% | $13,985+1010.7% | $11,248+1281.0% |