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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,068 | $58,828-33.6% | $78,002-49.9% | $62,881-37.9% |
| Participation rate | 36.0% | 71.1%-35.1pp | 75.5%-39.5pp | 69.3%-33.3pp |
| Annual return | 7.31% | 17.16%-9.8pp | 425.99%-418.7pp | 20.14%-12.8pp |
| Employer contribution / active EE | $0 | $1,672-100.0% | $2,470-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,359 | $2,686-49.4% | $3,497-61.1% | $3,203-57.6% |
| Admin fee / account holder | $4,069 | $4,393-7.4% | $5,481-25.8% | $4,296-5.3% |