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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,308 | $112,112-7.0% | $95,956+8.7% | $158,950-34.4% |
| Participation rate | 81.8% | 79.0%+2.8pp | 77.1%+4.7pp | 82.0%-0.1pp |
| Annual return | 11.42% | 171.15%-159.7pp | 91.63%-80.2pp | 302.91%-291.5pp |
| Employer contribution / active EE | $1,075 | $3,199-66.4% | $2,541-57.7% | $4,762-77.4% |
| Participant deferral / active EE | $1,695 | $4,784-64.6% | $4,167-59.3% | $5,983-71.7% |
| Admin fee / account holder | $1,025 | $10,134-89.9% | $6,797-84.9% | $11,248-90.9% |