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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,974 | $132,099-59.9% | $115,599-54.2% | $138,895-61.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 13.78% | 176.76%-163.0pp | 111.10%-97.3pp | 145.39%-131.6pp |
| Employer contribution / active EE | $1,633 | $3,416-52.2% | $2,955-44.7% | $4,194-61.1% |
| Participant deferral / active EE | $257 | $5,617-95.4% | $4,889-94.7% | $6,396-96.0% |
| Admin fee / account holder | $721 | $15,650-95.4% | $12,841-94.4% | $12,562-94.3% |