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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,740 | $71,215+101.8% | $93,696+53.4% | $80,935+77.6% |
| Participation rate | 87.8% | 60.4%+27.4pp | 68.7%+19.1pp | 67.7%+20.1pp |
| Annual return | 12.68% | 11.27%+1.4pp | 133.74%-121.1pp | 35.66%-23.0pp |
| Employer contribution / active EE | $1,246 | $1,565-20.4% | $2,422-48.5% | $2,757-54.8% |
| Participant deferral / active EE | $7,130 | $4,037+76.6% | $4,417+61.4% | $4,299+65.8% |
| Admin fee / account holder | $22,392 | $6,958+221.8% | $8,287+170.2% | $6,924+223.4% |