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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,347 | $59,819+64.4% | $79,583+23.6% | $68,490+43.6% |
| Participation rate | 92.7% | 61.1%+31.6pp | 69.5%+23.2pp | 67.9%+24.8pp |
| Annual return | -20.21% | -12.30%-7.9pp | 0.16%-20.4pp | -7.85%-12.4pp |
| Employer contribution / active EE | $815 | $1,505-45.9% | $2,414-66.2% | $2,597-68.6% |
| Participant deferral / active EE | $6,258 | $3,025+106.9% | $3,986+57.0% | $4,028+55.4% |
| Admin fee / account holder | $3,817 | $4,835-21.1% | $6,835-44.2% | $5,403-29.4% |