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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,489 | $87,059+86.6% | $105,608+53.9% | $80,925+100.8% |
| Participation rate | 84.9% | 70.4%+14.5pp | 75.3%+9.6pp | 67.7%+17.2pp |
| Annual return | 19.22% | 17.05%+2.2pp | 116.50%-97.3pp | 35.65%-16.4pp |
| Employer contribution / active EE | $3,966 | $2,396+65.5% | $3,167+25.2% | $2,756+43.9% |
| Participant deferral / active EE | $9,581 | $3,986+140.4% | $5,010+91.3% | $4,299+122.9% |
| Admin fee / account holder | $1,283 | $8,443-84.8% | $11,028-88.4% | $6,940-81.5% |