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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,851 | $87,733+87.9% | $106,555+54.7% | $85,847+92.0% |
| Participation rate | 83.3% | 71.9%+11.4pp | 76.1%+7.2pp | 69.3%+14.0pp |
| Annual return | 14.96% | 21.86%-6.9pp | 26.80%-11.8pp | 318.61%-303.6pp |
| Employer contribution / active EE | $3,370 | $2,073+62.6% | $2,819+19.5% | $2,565+31.4% |
| Participant deferral / active EE | $8,088 | $3,469+133.1% | $4,399+83.9% | $3,952+104.6% |
| Admin fee / account holder | $5,750 | $6,767-15.0% | $7,408-22.4% | $6,261-8.2% |