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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $46,543 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,029 | $62,132+52.9% | $185,861-48.9% | $73,497+29.3% |
| Participation rate | 67.9% | 67.8%+0.1pp | 78.0%-10.1pp | 70.7%-2.8pp |
| Annual return | 9.78% | 20.44%-10.7pp | 35.96%-26.2pp | 28.51%-18.7pp |
| Employer contribution / active EE | $1,351 | $1,681-19.6% | $4,088-66.9% | $2,270-40.5% |
| Participant deferral / active EE | $4,888 | $3,711+31.7% | $5,634-13.2% | $3,740+30.7% |
| Admin fee / account holder | $214 | $419-48.8% | $9,503-97.7% | $513-58.2% |