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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $51,149 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,106 | $56,918+58.3% | $182,558-50.6% | $65,186+38.2% |
| Participation rate | 65.1% | 66.5%-1.4pp | 78.0%-12.9pp | 70.2%-5.1pp |
| Annual return | 21.12% | 27.67%-6.5pp | 148.59%-127.5pp | 29.39%-8.3pp |
| Employer contribution / active EE | $1,298 | $1,615-19.6% | $4,076-68.1% | $2,177-40.3% |
| Participant deferral / active EE | $4,608 | $3,526+30.7% | $5,526-16.6% | $3,514+31.1% |
| Admin fee / account holder | $245 | $531-53.9% | $8,594-97.2% | $847-71.1% |