Retirement plan

CRATE & BARREL HOLDINGS, INC. RETIREMENT SAVINGS PLAN

Name: EUROMARKET DESIGNS, INC. D.B.A. CRATE & BARREL, CB2, AND HUDSON GRACE - CRATE & BARREL HOLDINGS, INC. RETIREMENT SAVINGS PLAN (2023) Form 5500
Creator: EUROMARKET DESIGNS, INC. D.B.A. CRATE & BARREL, CB2, AND HUDSON GRACE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CRATE & BARREL HOLDINGS, INC. RETIREMENT SAVINGS PLAN, EUROMARKET DESIGNS, INC. D.B.A. CRATE & BARREL, CB2, AND HUDSON GRACE

EUROMARKET DESIGNS, INC. D.B.A. CRATE & BARREL, CB2, AND HUDSON GRACEEIN 36-2492854Plan #002PY 2023

1250 TECHNY ROAD - NORTHBROOK, IL 60062847-272-2888

Prospect flagsFailed to transmit contributions

Top hat statement on fileNQDC

Filed April 22, 1996

This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.

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Total assets (EOY)

$304.8M

-6.6% from 2016

Total participants

10,335

-6.2% from 2016

Average account balance

$33,042

+0.1% from 2016

Annual return

16.52%

-5.90 pp from 2016

Benchmarks

See 67 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants5,000-9,999

Cohort67 peers

Snapshot2023

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$343.44M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$38K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

9,107

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

84.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$37.41M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$5K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.69%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$115

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 4 by compensation

Provider	Service type	Compensation
GREAT-WEST LIFE & ANNUITY INSURANCE2 years Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 37 · EIN 84-0467907	Loan Processing	$375,425
MESIROW FINANCIAL INVESTMENT MANAGE2 years Service code 28 353 NORTH CLARK STREET · CHICAGO, IL 60654	Investment Management	$350,713
MESIROW FINANCIAL INVESTMENT MANAGE3 years Filed as: MESIROW FINANCIAL INC Service code 27 353 N CLARK ST · CHICAGO, IL 60654	Advisory (Plan)	$50,000
MILLER COOPER & CO LTD4 years Service code 10 1751 LAKE COOK RD STE 400 · DEERFIELD, IL 60015	Accounting	$21,250

Plan features & details

Pension benefit codes2E2F2G2J2K2S3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).

Expense breakdown

Schedule H Part II

Admin total

$1.0M

$136 / participant

Recordkeeping$588K58.7%
Investment mgmt$401K40.0%
Other / not subdivided$13K1.3%

% of EOY assets

0.329%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: WIPFLI LLP
Auditor EIN: 390758449
Audit fees: $12,938
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$33,042

$40,592-18.6%

$86,251-61.7%

$103,657-68.1%

Participation rate

85.0%

58.1%+26.8pp

69.0%+16.0pp

73.4%+11.6pp

Annual return

16.52%

18.32%-1.8pp

1170.54%-1154.0pp

33.13%-16.6pp

Employer contribution / active EE

$1,149

$974+18.0%

$2,381-51.7%

$3,216-64.3%

Participant deferral / active EE

$3,549

$2,072+71.2%

$3,987-11.0%

$5,218-32.0%

Admin fee / account holder

$109

$85+28.3%

$6,857-98.4%

$114-4.8%

Provider

Service type

Compensation

GREAT-WEST LIFE & ANNUITY INSURANCE2 years

Filed as: EMPOWER ANNUITY INSURANCE COMPANY O

Service code 37 · EIN 84-0467907

Loan Processing

$375,425

MESIROW FINANCIAL INVESTMENT MANAGE2 years

Service code 28

353 NORTH CLARK STREET · CHICAGO, IL 60654

Investment Management

$350,713

MESIROW FINANCIAL INVESTMENT MANAGE3 years

Filed as: MESIROW FINANCIAL INC

Service code 27

353 N CLARK ST · CHICAGO, IL 60654

Advisory (Plan)

$50,000

MILLER COOPER & CO LTD4 years

Service code 10

1751 LAKE COOK RD STE 400 · DEERFIELD, IL 60015

Accounting

$21,250

CRATE & BARREL HOLDINGS, INC. RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CRATE & BARREL HOLDINGS, INC. RETIREMENT SAVINGS PLAN

Top hat statement on fileNQDC

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion