Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,150 | $37,446-0.8% | $77,513-52.1% | $79,852-53.5% |
| Participation rate | 49.0% | 41.5%+7.5pp | 54.2%-5.2pp | 69.6%-20.7pp |
| Annual return | 8.84% | 39.76%-30.9pp | 54.81%-46.0pp | 31.72%-22.9pp |
| Employer contribution / active EE | $0 | $637-100.0% | $987-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $932 | $1,261-26.1% | $1,861-49.9% | $3,740-75.1% |
| Admin fee / account holder | $2,347 | $2,506-6.3% | $2,859-17.9% | $5,306-55.8% |