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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,778 | $97,020+14.2% | $83,322+33.0% | $135,379-18.2% |
| Participation rate | 40.0% | 80.4%-40.4pp | 77.8%-37.8pp | 82.6%-42.6pp |
| Annual return | -9.61% | 12.31%-21.9pp | 10.64%-20.2pp | 519.79%-529.4pp |
| Employer contribution / active EE | $1,186 | $4,144-71.4% | $3,379-64.9% | $4,779-75.2% |
| Participant deferral / active EE | $4,566 | $5,964-23.4% | $5,565-18.0% | $5,609-18.6% |
| Admin fee / account holder | $2,395 | $8,426-71.6% | $7,540-68.2% | $10,828-77.9% |