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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,575 | $105,856-18.2% | $90,161-4.0% | $147,586-41.3% |
| Participation rate | 50.0% | 79.7%-29.7pp | 76.9%-26.9pp | 82.8%-32.8pp |
| Annual return | 14.97% | 37.63%-22.7pp | 34.89%-19.9pp | 578.59%-563.6pp |
| Employer contribution / active EE | $1,243 | $4,126-69.9% | $3,318-62.6% | $4,876-74.5% |
| Participant deferral / active EE | $1,767 | $5,733-69.2% | $5,287-66.6% | $5,439-67.5% |
| Admin fee / account holder | $736 | $8,046-90.9% | $5,943-87.6% | $10,886-93.2% |