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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,093 | $77,817+76.2% | $123,553+11.0% | $64,173+113.6% |
| Participation rate | 96.6% | 74.7%+21.8pp | 82.3%+14.3pp | 69.6%+27.0pp |
| Annual return | -6.65% | 12.49%-19.1pp | 119.21%-125.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $6,283 | $3,014+108.5% | $4,628+35.8% | $2,381+163.9% |
| Participant deferral / active EE | $7,477 | $5,240+42.7% | $6,426+16.4% | $3,470+115.5% |
| Admin fee / account holder | $3,121 | $5,519-43.5% | $9,284-66.4% | $4,887-36.2% |