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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,716 | $44,850+133.5% | $60,547+72.9% | $59,633+75.6% |
| Participation rate | 69.2% | 59.5%+9.8pp | 68.0%+1.3pp | 68.7%+0.6pp |
| Annual return | -0.53% | 1074.14%-1074.7pp | 335.64%-336.2pp | 2041.45%-2042.0pp |
| Employer contribution / active EE | $4,698 | $1,462+221.3% | $2,419+94.2% | $2,203+113.3% |
| Participant deferral / active EE | $3,607 | $2,230+61.7% | $3,328+8.4% | $3,192+13.0% |
| Admin fee / account holder | $9,148 | $3,635+151.7% | $4,536+101.7% | $4,297+112.9% |