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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY GLOBAL Service code 27 · EIN 20-8764829 | Advisory (Plan) | $34,142 |
MORGAN STANLEY SMITH BARNEY7+ years Filed as: MORGAN STANLEY DW INC Service code 49 · EIN 94-1671384 | Other Services | $32,221 |
PRINCIPAL LIFE INSURANCE COMPANY7+ years Service code 13 · EIN 42-0127290 | Contract Administrator | $29,018 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,148 | $60,488+123.4% | $109,916+23.0% | $79,389+70.2% |
| Participation rate | 94.6% | 67.0%+27.6pp | 74.2%+20.4pp | 70.7%+23.9pp |
| Annual return | 17.47% | 189.57%-172.1pp | 29.46%-12.0pp | 116.89%-99.4pp |
| Employer contribution / active EE | $2,801 | $1,649+69.9% | $2,844-1.5% | $2,428+15.4% |
| Participant deferral / active EE | $6,424 | $3,220+99.5% | $4,047+58.7% | $4,046+58.8% |
| Admin fee / account holder | $313 | $605-48.3% | $6,069-94.8% | $626-50.1% |