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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,863 | $152,612-35.2% | $125,192-21.0% | $152,897-35.3% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 9.88% | 54.85%-45.0pp | 43.79%-33.9pp | 345.43%-335.6pp |
| Employer contribution / active EE | $0 | $4,947-100.0% | $3,866-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $9,965 | $5,868+69.8% | $4,937+101.8% | $5,851+70.3% |
| Admin fee / account holder | $1,465 | $13,437-89.1% | $9,704-84.9% | $11,599-87.4% |