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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,940 | $111,787-24.0% | $93,681-9.3% | $145,978-41.8% |
| Participation rate | 9.1% | 74.2%-65.1pp | 68.7%-59.6pp | 80.3%-71.2pp |
| Annual return | 20.99% | 203.52%-182.5pp | 133.47%-112.5pp | 550.52%-529.5pp |
| Employer contribution / active EE | $666 | $3,093-78.5% | $2,422-72.5% | $4,662-85.7% |
| Participant deferral / active EE | $1,665 | $4,918-66.1% | $4,415-62.3% | $6,690-75.1% |
| Admin fee / account holder | $707 | $10,256-93.1% | $8,290-91.5% | $13,400-94.7% |