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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,827 | $62,589-36.4% | $76,768-48.1% | $64,173-37.9% |
| Participation rate | 96.6% | 72.8%+23.8pp | 77.0%+19.7pp | 69.6%+27.1pp |
| Annual return | -5.07% | -1.95%-3.1pp | 2.43%-7.5pp | 7.63%-12.7pp |
| Employer contribution / active EE | $2,909 | $1,832+58.8% | $2,485+17.1% | $2,381+22.2% |
| Participant deferral / active EE | $1,266 | $3,145-59.7% | $3,852-67.1% | $3,470-63.5% |
| Admin fee / account holder | $304 | $4,667-93.5% | $6,675-95.4% | $4,887-93.8% |