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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,039 | $91,559+35.5% | $133,978-7.4% | $79,856+55.3% |
| Participation rate | 92.3% | 73.3%+19.0pp | 79.8%+12.5pp | 69.6%+22.7pp |
| Annual return | 8.83% | 61.85%-53.0pp | 45.10%-36.3pp | 31.71%-22.9pp |
| Employer contribution / active EE | $916 | $2,384-61.6% | $3,919-76.6% | $2,471-62.9% |
| Participant deferral / active EE | $6,197 | $3,734+66.0% | $5,047+22.8% | $3,741+65.7% |
| Admin fee / account holder | $1,005 | $6,321-84.1% | $8,930-88.7% | $5,306-81.1% |