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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,776 | $72,404+30.9% | $110,243-14.0% | $64,173+47.7% |
| Participation rate | 94.2% | 73.3%+20.9pp | 79.8%+14.4pp | 69.6%+24.7pp |
| Annual return | -7.82% | -6.29%-1.5pp | 314.76%-322.6pp | 7.63%-15.4pp |
| Employer contribution / active EE | $801 | $2,282-64.9% | $3,827-79.1% | $2,381-66.3% |
| Participant deferral / active EE | $5,920 | $3,469+70.6% | $4,672+26.7% | $3,470+70.6% |
| Admin fee / account holder | $15,017 | $5,664+165.1% | $8,548+75.7% | $4,887+207.3% |