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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $714,413 | $69,274+931.3% | $64,097+1014.6% | $139,487+412.2% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 14.05% | 46.00%-31.9pp | 33.75%-19.7pp | 373.84%-359.8pp |
| Employer contribution / active EE | $42,772 | $3,187+1242.0% | $2,750+1455.4% | $4,755+799.6% |
| Participant deferral / active EE | $11,000 | $4,685+134.8% | $3,881+183.4% | $6,713+63.9% |
| Admin fee / account holder | $6,585 | $4,247+55.1% | $3,070+114.5% | $11,407-42.3% |