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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $608,595 | $67,396+803.0% | $60,919+899.0% | $134,545+352.3% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.1%+26.9pp | 81.2%+18.8pp |
| Annual return | -14.17% | 50.12%-64.3pp | 16.96%-31.1pp | 418.37%-432.5pp |
| Employer contribution / active EE | $25,960 | $3,101+737.1% | $2,704+860.1% | $4,742+447.5% |
| Participant deferral / active EE | $7,333 | $4,534+61.7% | $3,814+92.3% | $6,401+14.6% |
| Admin fee / account holder | $7,651 | $4,590+66.7% | $3,228+137.1% | $11,431-33.1% |