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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,850 | $67,602-39.6% | $82,312-50.4% | $70,126-41.7% |
| Participation rate | 94.7% | 72.8%+22.0pp | 76.9%+17.8pp | 69.5%+25.2pp |
| Annual return | 15.73% | 21.57%-5.8pp | 25.88%-10.2pp | 73.15%-57.4pp |
| Employer contribution / active EE | $1,230 | $1,755-29.9% | $2,428-49.3% | $2,343-47.5% |
| Participant deferral / active EE | $1,481 | $2,987-50.4% | $3,706-60.0% | $3,332-55.6% |
| Admin fee / account holder | $11,461 | $4,512+154.0% | $5,608+104.4% | $4,645+146.7% |