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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,820 | $60,119+92.7% | $90,414+28.1% | $79,860+45.0% |
| Participation rate | 100.0% | 65.0%+35.0pp | 72.7%+27.3pp | 69.6%+30.4pp |
| Annual return | 8.15% | 71.94%-63.8pp | 1293.19%-1285.0pp | 31.72%-23.6pp |
| Employer contribution / active EE | $5,758 | $2,068+178.5% | $3,262+76.5% | $2,471+133.0% |
| Participant deferral / active EE | $9,740 | $2,938+231.5% | $3,963+145.8% | $3,740+160.4% |
| Admin fee / account holder | $16,073 | $3,976+304.2% | $5,611+186.4% | $5,306+202.9% |