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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,152 | $112,112-0.9% | $95,956+15.8% | $158,950-30.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 10.12% | 171.15%-161.0pp | 91.63%-81.5pp | 302.91%-292.8pp |
| Employer contribution / active EE | $1,661 | $3,199-48.1% | $2,541-34.6% | $4,762-65.1% |
| Participant deferral / active EE | $2,008 | $4,784-58.0% | $4,167-51.8% | $5,983-66.4% |
| Admin fee / account holder | $4,928 | $10,134-51.4% | $6,797-27.5% | $11,248-56.2% |