Retirement plan

A.J. ANTUNES & CO. PROFIT SHARING AND EMPLOYEE SAVINGS PLAN AND TRUST

Name: A.J. ANTUNES & CO. - A.J. ANTUNES & CO. PROFIT SHARING AND EMPLOYEE SAVINGS PLAN AND TRUST (2016) Form 5500
Creator: A.J. ANTUNES & CO.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, A.J. ANTUNES & CO. PROFIT SHARING AND EMPLOYEE SAVINGS PLAN AND TRUST, A.J. ANTUNES & CO.

A.J. ANTUNES & CO.EIN 36-2324850Plan #002PY 2016

180 KEHOE BLVD, P.O. BOX 87700 - CAROL STREAM, IL 601887700630-784-1000

Prospect flagsLow returnsHigh fees

Top hat statement on fileNQDC

Filed November 25, 2019

Plan administrator

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180 Kehoe Blvd.

Carol Stream, IL 60188

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Plans declared (1)

A.J. Antunes & Co. Nonqualified Deferred Compensation Plan15 emp

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Total assets (EOY)

$20M

+7.8% from 2015

Total participants

290

+9.0% from 2015

Average account balance

$69,170

-1.6% from 2015

Annual return

5.81%

+5.49 pp from 2015

Benchmarks

See 2,356 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants250-999

Cohort2,356 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$40.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$92K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

443

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.10M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.66%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$182

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
AMERICAN UNITED LIFE INSURANCE CO2+ years Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 · EIN 46-5378846	Recordkeeping	$48,870
DIMEO SCHNEIDER & ASSOCIATES LLC2+ years Filed as: DIMEO SCHNEIDER & ASSOCIATES, LLC Service code 27 · EIN 36-4001764	Advisory (Plan)	$38,451
BMO HARRIS BANK NA2+ years Filed as: BMO HARRIS BANK, NA Service code 19 · EIN 36-2085229	Securities Custodian	$0

Plan features & details

Pension benefit codes2E2F2G2J2K2S2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$87K

$345 / participant

Investment mgmt$38K44.0%
Other / not subdivided$49K56.0%

% of EOY assets

0.437%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: RSM US LLP
Auditor EIN: 420714325
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$69,170

$63,905+8.2%

$74,184-6.8%

$57,658+20.0%

Participation rate

99.6%

79.8%+19.9pp

76.6%+23.0pp

70.2%+29.4pp

Annual return

5.81%

60.60%-54.8pp

17.74%-11.9pp

5.13%+0.7pp

Employer contribution / active EE

$3,247

$1,840+76.4%

$2,370+37.0%

$1,974+64.5%

Participant deferral / active EE

$4,146

$3,448+20.2%

$3,550+16.8%

$3,061+35.5%

Admin fee / account holder

$302

$91+231.8%

$5,586-94.6%

$95+219.6%

Provider

Service type

Compensation

AMERICAN UNITED LIFE INSURANCE CO2+ years

Filed as: ONEAMERICA RETIREMENT SERVICES, LLC

Service code 15 · EIN 46-5378846

Recordkeeping

$48,870

DIMEO SCHNEIDER & ASSOCIATES LLC2+ years

Filed as: DIMEO SCHNEIDER & ASSOCIATES, LLC

Service code 27 · EIN 36-4001764

Advisory (Plan)

$38,451

BMO HARRIS BANK NA2+ years

Filed as: BMO HARRIS BANK, NA

Service code 19 · EIN 36-2085229

Securities Custodian

A.J. ANTUNES & CO. PROFIT SHARING AND EMPLOYEE SAVINGS PLAN AND TRUST

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

A.J. ANTUNES & CO. PROFIT SHARING AND EMPLOYEE SAVINGS PLAN AND TRUST

Top hat statement on fileNQDC

Plan administrator

Plans declared (1)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion