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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,009 | $152,592+71.1% | $125,180+108.5% | $152,885+70.7% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 22.58% | 54.84%-32.3pp | 43.79%-21.2pp | 345.39%-322.8pp |
| Employer contribution / active EE | $2,960 | $4,947-40.2% | $3,866-23.4% | $4,763-37.8% |
| Participant deferral / active EE | $9,135 | $5,868+55.7% | $4,937+85.0% | $5,851+56.1% |
| Admin fee / account holder | $1,835 | $13,435-86.3% | $9,703-81.1% | $11,598-84.2% |