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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,671 | $93,598-8.5% | $135,974-37.0% | $75,173+14.0% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 13.35% | 30.89%-17.5pp | 68.30%-55.0pp | 160.72%-147.4pp |
| Employer contribution / active EE | $3,052 | $3,538-13.7% | $4,859-37.2% | $2,671+14.3% |
| Participant deferral / active EE | $8,360 | $6,405+30.5% | $7,760+7.7% | $4,126+102.6% |
| Admin fee / account holder | $32,968 | $6,978+372.5% | $10,767+206.2% | $5,651+483.4% |