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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,100 | $98,760+51.0% | $149,715-0.4% | $79,858+86.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 12.04% | 27.43%-15.4pp | 276.66%-264.6pp | 31.72%-19.7pp |
| Employer contribution / active EE | $3,056 | $3,217-5.0% | $4,645-34.2% | $2,471+23.7% |
| Participant deferral / active EE | $7,284 | $5,681+28.2% | $6,842+6.5% | $3,740+94.7% |
| Admin fee / account holder | $23,747 | $6,053+292.3% | $9,310+155.1% | $5,306+347.5% |