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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $329,913 | $86,938+279.5% | $102,423+222.1% | $80,925+307.7% |
| Participation rate | 94.3% | 72.4%+21.9pp | 76.5%+17.8pp | 67.7%+26.6pp |
| Annual return | 11.59% | 18.89%-7.3pp | 29.42%-17.8pp | 35.65%-24.1pp |
| Employer contribution / active EE | $0 | $2,369-100.0% | $3,023-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $2,615 | $4,120-36.5% | $5,054-48.3% | $4,299-39.2% |
| Admin fee / account holder | $6,736 | $8,053-16.3% | $9,455-28.8% | $6,940-2.9% |