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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,286 | $80,992+305.3% | $96,534+240.1% | $75,173+336.7% |
| Participation rate | 75.0% | 71.8%+3.2pp | 76.0%-1.0pp | 67.2%+7.8pp |
| Annual return | 17.83% | 27.05%-9.2pp | 25.88%-8.0pp | 160.72%-142.9pp |
| Employer contribution / active EE | $4,475 | $2,283+96.0% | $2,965+50.9% | $2,671+67.5% |
| Participant deferral / active EE | $2,698 | $3,929-31.3% | $4,851-44.4% | $4,126-34.6% |
| Admin fee / account holder | $8,583 | $6,717+27.8% | $8,253+4.0% | $5,651+51.9% |