Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,236 | $74,535-33.9% | $100,712-51.1% | $82,637-40.4% |
| Participation rate | 68.2% | 61.2%+7.0pp | 69.3%-1.1pp | 68.1%+0.1pp |
| Annual return | 10.03% | 18.92%-8.9pp | 33.27%-23.2pp | 53.51%-43.5pp |
| Employer contribution / active EE | $781 | $1,503-48.0% | $2,313-66.2% | $2,552-69.4% |
| Participant deferral / active EE | $1,622 | $3,074-47.2% | $4,085-60.3% | $4,126-60.7% |
| Admin fee / account holder | $2,207 | $6,576-66.4% | $9,256-76.2% | $7,339-69.9% |