Retirement plan

KANKAKEE NURSERY COMPANY RETIREMENT SAVINGS PLAN

Name: KANKAKEE NURSERY COMPANY - KANKAKEE NURSERY COMPANY RETIREMENT SAVINGS PLAN (2016) Form 5500
Creator: KANKAKEE NURSERY COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, KANKAKEE NURSERY COMPANY RETIREMENT SAVINGS PLAN, KANKAKEE NURSERY COMPANY

KANKAKEE NURSERY COMPANYEIN 36-2195135Plan #003PY 2016

PO BOX 288 - AROMA PARK, IL 609100288815-937-9358kankakeenursery.comLinkedIn51-200 employeeswholesale

Prospect flagsLow returnsLow employer contribution

How to read this page

Total assets (EOY)

$3.8M

No prior year

Total participants

No prior year

Average account balance

$49,074

No prior year

Annual return

-3.39%

No prior year

Benchmarks

See 9,492 peers

Peer group

Industry44 - Retail Trade

Plan typeDefined contribution

Participants25-99

Cohort9,492 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.61M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$49K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

80.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$159K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+10.03%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$2207

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

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Service providers

Top 3 by compensation

Provider	Service type	Compensation
NATIONAL BENEFIT SERVICES, LLC1+ years Filed as: NATIONAL BENEFIT SERVICES, INC. Service code 17 · EIN 36-2782306 300 W ADAMS ST · CHICAOG, IL 60606	Pension Consulting	$9,750
GROSKREUTZ, ABRAHAM, ESHLEMAN1+ years Filed as: GROSKREUTZ, SCHMIDT, ABRAHAM, ESHEL Service code 10 · EIN 36-2664260 1949 WEST COURT STREET · KANKAKEE, IL 60901	Accounting	$6,550
AMERICAN REALTY ADVISORS1+ years Filed as: FIRST AMERICAN BANK Service code 15 · EIN 36-2782306 218 W MAIN STREET · DUNDEE, IL 60018	Recordkeeping	$4,850

Plan features & details

Pension benefit codes2E2G2J2K

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.

Opportunity flags

2 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$21K

$268 / participant

Investment mgmt$5K21.4%
Contract admin$16K77.1%
Other / not subdivided$3201.5%

% of EOY assets

0.560%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: GROSKREUTZ, ABRAHAM, ESHLEMAN, GERR
Auditor EIN: 362664260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$49,074

$48,364+1.5%

$71,796-31.6%

$62,881-22.0%

Participation rate

79.7%

60.6%+19.1pp

69.1%+10.6pp

69.3%+10.4pp

Annual return

-3.39%

13.16%-16.5pp

78.04%-81.4pp

20.14%-23.5pp

Employer contribution / active EE

$160

$1,042-84.6%

$1,924-91.7%

$2,281-93.0%

Participant deferral / active EE

$1,051

$2,091-49.8%

$2,794-62.4%

$3,203-67.2%

Admin fee / account holder

$275

$3,771-92.7%

$4,815-94.3%

$4,296-93.6%

Provider

Service type

Compensation

NATIONAL BENEFIT SERVICES, LLC1+ years

Filed as: NATIONAL BENEFIT SERVICES, INC.

Service code 17 · EIN 36-2782306

300 W ADAMS ST · CHICAOG, IL 60606

Pension Consulting

$9,750

GROSKREUTZ, ABRAHAM, ESHLEMAN1+ years

Filed as: GROSKREUTZ, SCHMIDT, ABRAHAM, ESHEL

Service code 10 · EIN 36-2664260

1949 WEST COURT STREET · KANKAKEE, IL 60901

Accounting

$6,550

AMERICAN REALTY ADVISORS1+ years

Filed as: FIRST AMERICAN BANK

Service code 15 · EIN 36-2782306

218 W MAIN STREET · DUNDEE, IL 60018

Recordkeeping

$4,850

KANKAKEE NURSERY COMPANY RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

KANKAKEE NURSERY COMPANY RETIREMENT SAVINGS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion