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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,958 | $82,678-37.2% | $125,391-58.6% | $68,490-24.1% |
| Participation rate | 55.8% | 75.1%-19.2pp | 82.4%-26.6pp | 67.9%-12.1pp |
| Annual return | -13.00% | -5.97%-7.0pp | 572.41%-585.4pp | -7.85%-5.1pp |
| Employer contribution / active EE | $1,135 | $3,382-66.5% | $4,816-76.4% | $2,597-56.3% |
| Participant deferral / active EE | $2,689 | $6,111-56.0% | $7,448-63.9% | $4,028-33.3% |
| Admin fee / account holder | $1,585 | $6,277-74.7% | $10,009-84.2% | $5,403-70.7% |