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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,442 | $105,210-47.3% | $159,487-65.2% | $85,851-35.4% |
| Participation rate | 59.5% | 75.8%-16.3pp | 82.8%-23.3pp | 69.3%-9.8pp |
| Annual return | 13.11% | 45.08%-32.0pp | 263.71%-250.6pp | 318.63%-305.5pp |
| Employer contribution / active EE | $1,109 | $3,319-66.6% | $4,831-77.1% | $2,565-56.8% |
| Participant deferral / active EE | $2,785 | $5,946-53.2% | $7,354-62.1% | $3,952-29.5% |
| Admin fee / account holder | $518 | $6,934-92.5% | $10,804-95.2% | $6,261-91.7% |