Filed March 20, 2026
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,620 | $55,002-58.9% | $59,878-62.2% | $56,287-59.8% |
| Participation rate | 46.8% | 75.9%-29.1pp | 74.7%-27.9pp | 69.9%-23.1pp |
| Annual return | -7.59% | 1.13%-8.7pp | 3.46%-11.0pp | -9.96%+2.4pp |
| Employer contribution / active EE | $798 | $2,448-67.4% | $2,722-70.7% | $2,111-62.2% |
| Participant deferral / active EE | $1,064 | $3,121-65.9% | $3,402-68.7% | $3,350-68.2% |
| Admin fee / account holder | $1,180 | $236+400.7% | $3,590-67.1% | $521+126.6% |