Filed March 20, 2026
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,691 | $51,769-60.0% | $57,356-63.9% | $52,331-60.5% |
| Participation rate | 43.0% | 75.2%-32.2pp | 75.1%-32.1pp | 68.1%-25.1pp |
| Annual return | -2.26% | 2.43%-4.7pp | 24.41%-26.7pp | 4.54%-6.8pp |
| Employer contribution / active EE | $602 | $2,335-74.2% | $2,689-77.6% | $1,882-68.0% |
| Participant deferral / active EE | $861 | $2,794-69.2% | $3,162-72.8% | $3,022-71.5% |
| Admin fee / account holder | $3,359 | $295+1039.6% | $3,357+0.1% | $592+467.8% |