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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,982 | $106,005-42.5% | $92,239-33.9% | $147,585-58.7% |
| Participation rate | 70.6% | 80.4%-9.8pp | 76.5%-5.9pp | 82.8%-12.2pp |
| Annual return | 16.65% | 50.05%-33.4pp | 176.29%-159.6pp | 578.58%-561.9pp |
| Employer contribution / active EE | $501 | $4,333-88.4% | $3,680-86.4% | $4,876-89.7% |
| Participant deferral / active EE | $3,778 | $4,478-15.6% | $3,897-3.1% | $5,439-30.5% |
| Admin fee / account holder | $2,098 | $6,333-66.9% | $5,194-59.6% | $10,886-80.7% |