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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,754 | $99,380-23.8% | $90,312-16.1% | $155,188-51.2% |
| Participation rate | 57.1% | 77.3%-20.2pp | 72.9%-15.8pp | 80.8%-23.7pp |
| Annual return | 7.43% | 19.35%-11.9pp | 18.90%-11.5pp | 148.84%-141.4pp |
| Employer contribution / active EE | $460 | $2,390-80.7% | $2,243-79.5% | $4,248-89.2% |
| Participant deferral / active EE | $2,298 | $4,212-45.4% | $3,749-38.7% | $6,531-64.8% |
| Admin fee / account holder | $23,393 | $9,766+139.5% | $8,248+183.6% | $14,480+61.6% |